• You Must be 21 years old or over
• You must be a permanant resident of the UK
• You must never have had a court order for debt agaist you or ever have been bankrupt
• You must have a good credit rating
• As you will be applying online you must have a valid email address to use.

The Abbey National group was formed when Abbey Road Building Society and National Building Society merged in 1944. In 1989 Abbey floated and bacame a PLC. They then merged with National and Provincial building society in 1996 increasing their customer base. The name Abbey was introduced to represent the group in 2003